How to use the zakat calculator
- Enter what you own: cash and savings, gold (with its karat), silver, investments and trade goods, and money others owe you.
- Enter debts you must pay now.
- Enter today’s gold price per gram (24 karat). Check it with a jeweler, your bank or a gold price website.
- Choose whether to measure the nisab by gold or silver.
The calculator shows your total wealth subject to zakat, the nisab, and the zakat due.
How zakat is calculated
- Add up your zakatable wealth, then subtract debts that are due now.
- If the total is at or above the nisab, and you’ve held it for a full Hijri year, zakat is 2.5% of the total.
- Gold is valued by its pure gold content. For example, 21-karat gold is 21/24 pure.
Example
Someone has 50,000 in savings, 100 grams of 21-karat gold and 5,000 in debts due now. Using an example price of 300 per gram for 24-karat gold:
| Item | Value |
|---|---|
| Savings | 50,000.00 |
| Gold: 100 g × 21/24 × 300 | 26,250.00 |
| Debts due now | −5,000.00 |
| Wealth subject to zakat | 71,250.00 |
| Nisab: 85 g × 300 | 25,500.00 |
| Zakat due (2.5%) | 1,781.25 |
The gold price here is only an example. Always use today’s price.
What counts, and what doesn’t
Include: cash, bank balances and savings, gold and silver, shares and investments held for trading or growth, goods held for sale, and money owed to you that you expect to get back.
Don’t include: your home, car, furniture and other things you own for personal use.
Businesses and personal questions
This calculator is for individuals. Companies in Saudi Arabia calculate zakat under different rules and file it with the Zakat, Tax and Customs Authority (ZATCA). For questions about your own situation, ask a scholar you trust.